Modernization is also accompanied by the risk of cybercrime that can happen to anyone. Your gadget or smartphone is no exception. With high technological knowledge, cybercriminals can hack your device and take private data.
This private data will of course be used to smooth criminals actions that benefit individual perpetrators or groups. That is why awareness is needed regarding fraud tactics that are common in society and how to overcome them. Not only for users, application providers or developers must also protect user security and comfort with an integrated security system.
Common Fraud Tactics Used in Mobile Apps
The increasing level of cybercrime in society can be summarized into several types of fraud that commonly occur:
Fake accounts & identity fraud
Have you ever heard of a fraud case that uses the name of a particular individual or organization? If so, it is one of the common frauds that is common even today.
Cybercriminals generally use the names of large organizations, such as banking institutions, government agencies, hospitals, and many more. They can use your privacy to blackmail or take over your property.
For example, you are billed for debt by Bank A and are considered to have been in arrears for 3 months. After that, cybercriminals will try to trick you that your card has been blocked or even threaten to come to your house. As a result, many victims are forced to send the requested amount of money so that the problem can be resolved quickly.
Payment fraud & data breaches
Some forms of crime that aim to take your personal money are through payment fraud. How does it work? There are many common strategies, namely phishing, unofficial applications, and malware. With just one click, your account can be taken by irresponsible perpetrators.
For example, you accidentally click on a link sent via SMS that claims to be a certain bank institution. After that, you will be directed to an unofficial website that asks you to enter an OTP code. Keep in mind that the OTP code should not be shared with anyone, not even the bank. If you complete the process, cybercriminals can take the contents of your account without mercy.
In fact, there are some cases now that use bank codes, QR codes, or certain accounts to trick you. So, you must remain careful and double-check every transaction.
Location spoofing & fake storefronts
Another cybersecurity concern is a spoof GPS location. Criminals can conceal a person’s whereabouts by using GPS spoofing. Hackers can circumvent some security measures by feeding a computer, smartphone, or system fictitious location data if they manage to get access to it.
For example, if you lose your smartphone or gadget, you can actually find it with “Google Location” or “Find My Device”. However, criminals will set your location to the fake one so you cannot reach them out.
How Fraud Affects Mobile App Growth and Retention
The existence of fraud causes distrust and security towards mobile apps to weaken. This is due to the many cases of companies or certain mobile app developers whose user data is leaked and traded on unofficial websites.
The impact is that the level of user trust is weakened so that they look for other alternatives to overcome it. If this has happened, it will be difficult for you as a mobile app developer to sell an integrated security system so that users become more confident.
Best Practices to Build a Safe Mobile Environment
So, how do developers build a secure mobile environment? Here are some tips you can follow:
Monitor user behavior for anomalies
Basically, the security system can detect how the pattern or habits of users from the existing data. Thus, like the CCTV system, suspicious or sudden actions will trigger the security system to analyze the anomaly.
This can be realized in the form of repeated forced account login attempts, suspicious transactions in a certain amount, to changes in GPS location.
By detecting these anomalies, developers can provide warnings to users to detect and prevent fraud as early as possible. These warnings can be in the form of SMS, email, or phone calls.
Implement a strong authentication system
Currently, almost all applications direct or even require users to activate a layered authentication system or 2FA (Two Factor Authorization).
This form of 2FA is in the form of a password, PIN, and biometric verification (fingerprints, face ID, etc.). This layered protection can increase user trust because only that user can access the information needed.
Also Read: 5 Methods Biometric Verification Uses to Stop Personal Data Fraud
If someone tries to enter a user account, criminals need to go through several layers of security systems to finally be able to hack the data.
Use AI and machine learning
Although there are many issues related to the use of AI as part of a security system, it cannot be denied that AI can help maximize account security.
AI and machine learning continuously analyze data patterns to detect threats that traditional methods might miss. By identifying irregularities in real time, AI-powered defenses evolve to counteract emerging cyber threats.
Also Read: AI Authentication: Top Fraud Prevention Solutions in 2025
Partner with a fraud prevention solution
Partnering with fraud prevention solutions ensures that your mobile environment benefits from the latest security intelligence and preemptive measures. These partnerships provide access to global threat databases, advanced analytics, and cutting-edge technology, strengthening your defense against cybercriminals.
Same here as Keypaz can be your mobile platform secure system solution. Over 300+ companies already collaborate with Keypaz, we ensure an easy authentication but with complex secure system.
Keypaz believes that cybercrime cannot be seen with one side eye which means every platform needs an advanced fraud prevention by securing every interaction. How?
For developer, Keypaz built a quickly design automated workflows for different identity use cases including authentication, identity proofing, and fraud detection.
How a Secure Mobile Platform Builds Long-Term Brand Loyalty
A mobile platform that has an optimal level of security is closely related to increasing privacy, reliability, and protection. When a brand succeeds in maintaining these 3 principles, it is very likely that users will continue to trust your mobile platform as their mainstay.
In fact, it is possible for users to spread your brand to more users. Brands that consistently prioritize a secure mobile platform have great potential for users to use it repeatedly or become loyal users.
Plus, if your mobile platform uses a security system that has been adjusted to global regulations such as PCI DSS, GDPR, CCPA, and so on. Of course, the level of user trust will increase and users will understand how your mobile platform prioritizes their privacy.
This also greatly affects the identity and integrity of the brand so that your brand will avoid the risk of weak law.